April 28, 2003
                            Call                              Your Senator IMMEDIATELY : Ask                                 them to support the House approach 
                              on workers’ compensation 
                            
                            It is imperative that a bill that reduces rates pass this session
                            
                              - CS/HB 1837 creates a cost reduction for  Florida  's employers of up to 14.2% for all employers and 18.2% for the construction industry 
 
                              - Eliminates hourly rate attorney fees – one of the system's biggest cost drivers accounting for  Florida  having costs on litigated claims 40% higher than the cost of litigated claims country wide
 
                              - Eliminates exemptions in the construction industry – but still protects “Mom & Pop's” by allowing exemption for up to 3 corporate officers each owning at least 10% of corporation
 
                              - Removes outdated social security test from definition of “catastrophic injury” and tightly define permanent total disability and limit payment to those up to the age of 75   – the primary reason why  Florida  's very expensive permanent total claims are filed  5 times more frequently than any other state
 
                              - Clarifies procedural deadlines for dispute resolution – gives realistic time lines for mediations before litigation begins
 
                              - Vote AGAINST any Open Rating or “ Missouri  plan”  or state funds - these have been disastrous for employers in other states
 
                              - Support the JUA plan with the 3-Tiered system as recommended by the House bill
 
                              - Fix  Florida  's current workers' compensation law. Doing so will create availability and affordability.